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Query Plaid sandbox (set PLAID_CLIENT_ID + PLAID_SECRET): institutions, categories, sandbox public tokens. Sandbox only.
Query Plaid sandbox (set PLAID_CLIENT_ID + PLAID_SECRET): institutions, categories, sandbox public tokens. Sandbox only.
list_institutions — Sandbox banks available for testing.
list_categories — Personal finance categories Plaid can return.
sandbox_token — Create a test public token (sandbox only).
get_institution — By ID.
sandbox_balance — Needs sandbox access token.
sandbox_transactions — Needs sandbox access token.
sandbox_holdings — Investment holdings.
sandbox_liabilities — Loans/credit.
sandbox_auth — Account/routing.
sandbox_identity — Account holder.
These tools need a licence key:
bank_healthbanks_by_stateThe tool bodies run on our gateway, not inside this package, so the key is what buys access. Buy one at https://buy.polar.sh/polar_cl_mrO7rS5LZxpqM7oAFFEA10i9121J240U40IIj4JRZO4 and set it in your MCP client config:
"env": { "MCP_LICENSE_KEY": "polar_..." }
The gateway checks the key against Polar and gives every key 1,000 free premium calls a month before per-call billing starts. Every other tool on this server stays free.
FAQs
Query Plaid sandbox (set PLAID_CLIENT_ID + PLAID_SECRET): institutions, categories, sandbox public tokens. Sandbox only.
The npm package plaid-mcp receives a total of 18 weekly downloads. As such, plaid-mcp popularity was classified as not popular.
We found that plaid-mcp demonstrated a healthy version release cadence and project activity because the last version was released less than a year ago. It has 1 open source maintainer collaborating on the project.

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