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plaid-mcp

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plaid-mcp

Query Plaid sandbox (set PLAID_CLIENT_ID + PLAID_SECRET): institutions, categories, sandbox public tokens. Sandbox only.

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plaid-mcp

Query Plaid sandbox (set PLAID_CLIENT_ID + PLAID_SECRET): institutions, categories, sandbox public tokens. Sandbox only.

Tools

  • list_institutions — Sandbox banks available for testing.

  • list_categories — Personal finance categories Plaid can return.

  • sandbox_token — Create a test public token (sandbox only).

  • get_institution — By ID.

  • sandbox_balance — Needs sandbox access token.

  • sandbox_transactions — Needs sandbox access token.

  • sandbox_holdings — Investment holdings.

  • sandbox_liabilities — Loans/credit.

  • sandbox_auth — Account/routing.

  • sandbox_identity — Account holder.

Source

plaid-mcp

Premium tools

These tools need a licence key:

  • bank_health
  • banks_by_state

The tool bodies run on our gateway, not inside this package, so the key is what buys access. Buy one at https://buy.polar.sh/polar_cl_mrO7rS5LZxpqM7oAFFEA10i9121J240U40IIj4JRZO4 and set it in your MCP client config:

"env": { "MCP_LICENSE_KEY": "polar_..." }

The gateway checks the key against Polar and gives every key 1,000 free premium calls a month before per-call billing starts. Every other tool on this server stays free.

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mcp

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Package last updated on 01 Oct 2026

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